TFSA Vs. RRSP

One of the most common investment questions Canadians ask themselves…

The Best Way to Buy Mortgage Insurance

In our latest video, we talk about the best way to purchase mortgage insurance, outlining the difference between purchasing this from the bank and us.

Don’t Wait Too Long to Convert Your Term Insurance

If you require permanent life insurance coverage for family,…

The Clock is Ticking

Taxation of Life Insurance

Permanent life insurance, such as Whole Life or Universal Life, has long been accepted as a tax efficient way of accumulating cash for future needs. Soon the amount of funds that can be tax sheltered within a life insurance policy will be reduced by new tax rules which take effect January 1, 2017. These changes may make 2016 the best year to buy cash value life insurance.

Can Probate Be Avoided?

Executors often find that the probate process can be both…

Shared Ownership Critical Illness

Shared Ownership Critical Illness- Corporate Extraction Method